[摘要] 2015年新年伊始,一波大利好政策来袭!春节前降准,春节后降息。央行在短时间内频频“放水”,对于房地产来说,是一个重磅利好消息。
回想2014年,用业绩惨淡,市场萎靡不振形容一点儿也不为过。即使是取消限购、放松限贷政策也不能让低迷楼市回暖。直到11月降息才将成都楼市推向“小高潮”,有了回暖的迹象。
那么再次降息,成都各大银行贷款利率上浮了多少?给房地产、开发商、购房者带来怎样的福利?近日,记者就带着问题走访了成都多家银行。
RDER-: windowtext 0.5pt solid;HEIGHT: 24.75pt;BORDER-RIGHT: black 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 433pt;BACKGROUND-COLOR: #fcd5b4" height="33" width="577" colspan="6"> 2015年3月成都房贷利率现状调查 | |||||
RDER-: windowtext;HEIGHT: 45pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: #c2d69a" height="60" rowspan="2" width="93">银行分类 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 89pt;BACKGROUND-COLOR: #c2d69a" rowspan="2" width="119">银行名称 | RDER-: windowtext 0.5pt solid;BORDER-RIGHT: black 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 138pt;BACKGROUND-COLOR: #c2d69a" width="184" colspan="2"> 首套房 | RDER-: windowtext 0.5pt solid;BORDER-RIGHT: black 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: black;WIDTH: 136pt;BACKGROUND-COLOR: #c2d69a" width="181" colspan="2"> 二套房 | ||
RDER-: #f0f0f0;HEIGHT: 18pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: #c2d69a" height="24" width="72">首付(成) | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: #c2d69a" width="112">利率(上浮) | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: #c2d69a" width="73">首付(成) | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: #c2d69a" width="108">利率(上浮) | ||
RDER-: black;HEIGHT: 87pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: transparent" height="116" rowspan="5" width="93">国有银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" width="119">中国建设银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20% |
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">中国工商银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">6%—10% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—15% | |
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">中国银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—15% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20% | |
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">中国农业银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20% | |
RDER-: #f0f0f0;HEIGHT: 18pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="24" width="119">交通银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20% | |
RDER-: windowtext;HEIGHT: 34.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: transparent" height="46" rowspan="2" width="93">股份制银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" width="119">中信银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20% |
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">光大银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—15% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20% | |
RDER-: #f0f0f0;HEIGHT: 18pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: transparent" height="24" width="93">城市银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" width="119">成都银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">10% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">5 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">15%—20% |
RDER-: #f0f0f0;HEIGHT: 34.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: black 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 70pt;BACKGROUND-COLOR: transparent" height="46" rowspan="2" width="93">外资银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" width="119">汇丰银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10%—20% |
RDER-: #f0f0f0;HEIGHT: 17.25pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 89pt;BACKGROUND-COLOR: transparent" height="23" width="119">渣打银行 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 54pt;BACKGROUND-COLOR: transparent" width="72">3 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 84pt;BACKGROUND-COLOR: transparent" width="112">5%—10% | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 55pt;BACKGROUND-COLOR: transparent" width="73">6 | RDER-: #f0f0f0;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 81pt;BACKGROUND-COLOR: transparent" width="108">10% |
成都各大银行房贷调查情况表 (注:基准利率5.35%)
(数据仅供参考,实际以银行执行为准)
首套房利率普遍上浮5%-10% 二套房上浮约10%-20%
记者走访发现,成都各大银行在基准利率基础上都普遍上浮。首套房利率上浮约5%-10%,汇丰银行相对上浮较小;二套房上浮约10%-20%。但其实上浮利率不是一成不变的,会根据诸多因素而调整。据中国建设银行的工作人员介绍,5%为低的上浮利率。根据购房者自身综合条件不同,利率可能还会上调。他进一步解释道,只有在购房者资信情况良好,收入稳定的情况下,可以享受5%的上浮利率。如果资信情况不好,则会在5%的基础上再上浮几个点,并且放款时间也会延长。
而成都五大银行存款利率也出现了相应调整,具体上浮状况如下:
RDER-: windowtext 0.5pt solid;HEIGHT: 24.75pt;BORDER-RIGHT: black 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 450pt;BACKGROUND-COLOR: #fcd5b4" height="33" width="598" colspan="6"> 2015年3月成都五大银行存款利率上浮现状调查 | |||||
RDER-: windowtext;HEIGHT: 27pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: #f0f0f0;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: lime" height="36" width="114">利率上浮(%) | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: #f0f0f0;WIDTH: 75pt;BACKGROUND-COLOR: lime" width="100">中国建设银行 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 68pt;BACKGROUND-COLOR: lime" width="90">中国银行 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 73pt;BACKGROUND-COLOR: lime" width="97">中国工商银行 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: lime" width="100">中国农业银行 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 73pt;BACKGROUND-COLOR: lime" width="97">中国交通银行 |
RDER-: windowtext 0.5pt solid;HEIGHT: 16.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: transparent" height="22" width="114">三个月定期存款 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">19.00 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 68pt;BACKGROUND-COLOR: transparent" width="90">11.90 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 73pt;BACKGROUND-COLOR: transparent" width="97">11.90 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">11.90 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 73pt;BACKGROUND-COLOR: transparent" width="97">11.90 |
RDER-: windowtext;HEIGHT: 16.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: transparent" height="22" width="114">半年 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">17.00 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.80 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.80 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.80 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.80 |
RDER-: windowtext;HEIGHT: 16.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: transparent" height="22" width="114">一年期 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">16.00 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.00 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.00 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.00 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">10.00 |
RDER-: windowtext;HEIGHT: 16.5pt;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext 0.5pt solid;WIDTH: 86pt;BACKGROUND-COLOR: transparent" height="22" width="114">两年期 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;WIDTH: 75pt;BACKGROUND-COLOR: transparent" width="100">4.80 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">4.80 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">4.80 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">4.80 | RDER-: windowtext;BORDER-RIGHT: windowtext 0.5pt solid;BORDER-BOTTOM: windowtext 0.5pt solid;BORDER-LEFT: windowtext;BACKGROUND-COLOR: transparent">4.80 |
成都五大国行存款利率调查情况表(数据仅供参考,实际以银行执行为准)
根据上述表格可以看到五大国有银行均对存款利率做出了调整,高上浮19%。中行、工行、农行、交行调整步调一致,而建行调整幅度更加大一些, 相同的是,建行三年期定存利率也是执行的央行基准利率。
不少业内人士分析,“央妈”频频“放水”,将一定程度上改善楼市预期,未来“量价齐涨”的可能性将会加大。此次降息将进一步刺激购房者的买房热情,也降低了购房者的入市门槛。
而对于开发商来说也是一个利好消息,在资金链整体紧张的情况下,贷款利率下调意味着开发商贷款难度、融资成本将会降低,加之此前存款准备金率下调的利好影响,将一定程度上缓解开发企业资金压力。
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